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MAIN
FEATURES
(Non-exhaustive list)
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MANAGED LOANS
All the standard loans (equal
payment, equal amortization, bullet, balloon)
All the sophisticated loans (or tailor-made)
In particular,
- the amortization speed is completely manageable (growth rate, step by
step)
- the interest can be calculated on 4 day-bases : 30/360, Actual/360,
Actual/365, Actual/Actual
Variable rate loans : you can
determine the interest rate of any payment
Payment schedule : table and
detailed chart of payments
All the loans you can
imagine can be managed by X-DEBT!
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EFFECTIVE INTEREST RATE AND RISK OF LOANS
X-DEBT
enables you to know the true
cost of the loan and to evaluate your situation with regard to risk
Indicators included : IRR ("Actual/Actual" day-basis), MIRR, APR,
Effective Interest Rate, NPV.
NPV : you can specify a discounting rate for each payment date (useful for
precisely discounting in particular with zero-coupon rates)
DEBT
MANAGEMENT
- No size limits to create
customer accounts (easy modifying and deleting)
- No size limits to create loans for each customer account (easy modifying
and deleting)
- Visual indicator for the current situation of loans ("outstanding" or
"totally repaid"); useful for deleting loans which are totally repaid
- Debt evolution : table and chart (you can view the evolution of the
outstanding principal or that of the annual payments)
Risk indicators : "opportunity risk" indicator and "cash flow risk"
indicator
ACCOUNTING
X-DEBT
calculates the Accrued Expense Payable for each loan
REPORTING
X-DEBT
includes numerous printable forms for reporting results
HELP
Help file included
Free technical support by e-mail (see
details)
Allows you to export the
main data to MS Excel
Languages : English and French
System requirements :
PC, Windows XP, NT, 2000, Me, 98, Pentium 133 Mhz or equivalent,
16MB RAM, 30MB disk space
Download now!
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