MAIN FEATURES

(Non-exhaustive list)
 

  MANAGED LOANS 

All the standard loans (equal payment, equal amortization, bullet, balloon)

All the sophisticated loans (or tailor-made)
In particular,
- the amortization speed is completely manageable (growth rate, step by step)
- the interest can be calculated on 4 day-bases : 30/360, Actual/360, Actual/365, Actual/Actual

Variable rate loans : you can determine the interest rate of any payment

Payment schedule : table and detailed chart of payments

All the loans you can imagine can be managed by X-DEBT!

 EFFECTIVE INTEREST RATE AND RISK OF LOANS 

X-DEBT enables you to know the true cost of the loan and to evaluate your situation with regard to risk
Indicators included : IRR ("Actual/Actual" day-basis), MIRR, APR, Effective Interest Rate, NPV.
NPV : you can specify a discounting rate for each payment date (useful for precisely discounting in particular with zero-coupon rates)

  DEBT MANAGEMENT  

- No size limits to create customer accounts (easy modifying and deleting)
- No size limits to create loans for each customer account (easy modifying and deleting)
- Visual indicator for the current situation of loans ("outstanding" or "totally repaid"); useful for deleting loans which are totally repaid
- Debt evolution : table and chart (you can view the evolution of the outstanding principal or that of the annual payments)
Risk indicators : "opportunity risk" indicator and "cash flow risk" indicator

  ACCOUNTING 

X-DEBT calculates the Accrued Expense Payable for each loan

  REPORTING 

X-DEBT includes numerous printable forms for reporting results

  HELP 

Help file included
Free technical support by e-mail (see details)

Allows you to export the main data to MS Excel

Languages : English and French

System requirements :
PC, Windows XP, NT, 2000, Me, 98, Pentium 133 Mhz or equivalent, 16MB RAM, 30MB disk space

Download now!

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Finance Plus


SARL Finance Plus – Impasse Garafent – (13680) Lançon de Provence (FRANCE) – E-mail : fp@alltoinvest.com – RCS Salon 497 720 821 – Siret 497 720 821 00014
– NAF 722A – TVA INTRACO FR56497720821